One of the most important smartphone myths is that you must spend massive to get a premium telephone. While flagships flaunt top-shelf specs throughout the board, midrange units deal with sure points of efficiency whereas making compromises and tradeoffs in different areas. If you’re into gaming, yow will discover heavy-duty smartphones within the midrange section. On the opposite hand, if good cameras are what you’re after, you can too discover units with wonderful digicam setups. Here are the highest 10 smartphones you should purchase under Rs 40,000 in January 2026.
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In This Article
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Samsung Galaxy A56
The Samsung Galaxy A56 continues to be among the finest telephones in its worth bracket, going into 2026. At the center of this system lies Samsung’s in-house Exynos 1580 chipset. OS duties are dealt with by Android 15 with a One UI 7 pores and skin. While it doesn’t get the complete vary of Galaxy AI options, it does rock an ‘Awesome Intelligence’ suite with all of the important AI options. The 6.7-inch Super AMOLED show has a 120Hz refresh charge and may attain a peak brightness of 1,900 nits. The rear digicam setup contains a 50MP major shooter, a 12MP ultrawide lens, and a 5MP macro lens. The 5,000mAh battery pack helps 45W wired charging. Check out our Samsung Galaxy A56 evaluate to be taught extra in regards to the smartphone.
Pros
- Nice design
- Smooth show
- AI options
Cons
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- Does not have a telephoto lens
Buy on Amazon for Rs 39,998
Realme 16 Pro+
The newly-launched Realme 16 Pro+ is a superb purchase under Rs 40,000. It is rated IP68/IP69K for defense in opposition to mud and water. Its 6.8-inch AMOLED show has a 144Hz refresh charge and may attain a peak brightness of 6,500 nits. Powering the system is the Snapdragon 7 Gen 4 SoC. It runs the Android 16-based Realme UI 7 out of the field. The rear digicam panel homes a 200MP major shooter, an 8MP ultrawide lens, and a 50MP periscope telephoto lens with 3.5x optical zoom. The 7,000mAh Si/C battery pack helps 80W charging.
Pros
- Bright show
- IP68/IP69K score
- Big battery
Cons
Buy on Flipkart for Rs 39,999
Google Pixel 9a
The Google Pixel 9a is out there at its lowest worth ever in January 2026. The smartphone is powered by Google’s in-house Tensor G4 chipset. It runs Android 15 out of the field. The 6.3-inch compact P-OLED show has a 120Hz refresh charge and may attain a peak brightness of two,700 nits. The rear digicam panel of this telephone doesn’t have an outward bump. It contains a 48MP major shooter and a 13MP ultrawide lens. Its 5,100mAh Li-Po battery pack helps 23W wired and seven.5W wi-fi charging. Read our Google Pixel 9a evaluate to be taught extra about its on a regular basis efficiency.
Pros
- Compact kind issue
- Good cameras
- Wireless charging
Cons
Buy on Amazon for Rs 39,900
OnePlus 13R
The OnePlus 13R is powered by the Snapdragon 8 Gen 3 SoC. Its 6.78-inch LTPO 4.1 AMOLED show has a 120Hz refresh charge and a peak brightness of 4,500 nits. It runs the Android 15-based OxygenOS 15 out of the field. The digicam island on the again panel homes a 50MP major shooter, an 8MP ultrawide lens, and a 50MP telephoto lens with 2x optical zoom. The 6,000mAh battery pack helps 80W quick charging. Check out our evaluate of the OnePlus 13R to be taught the way it holds up in day-to-day use.
Pros
- Powerful chipset
- Smooth show
- Fast charging
Cons
Buy on Amazon for Rs 40,999
Oppo Reno14
(*10*)
If you need beautiful portrait photographs, you must give the Oppo Reno14 a shot. The rear digicam panel on this telephone homes a 50MP major shooter, a 50MP telephoto lens with 3.5x optical zoom, and an 8MP ultrawide lens. The 6.59-inch AMOLED show has a 120Hz refresh charge and may attain 1,200 nits in High Brightness Mode. The MediaTek Dimensity 8350 SoC powers this smartphone. Software duties are dealt with by the Android 15-based ColorOS 15. The system is rated IP68/IP69 for defense in opposition to mud and water. It can survive publicity to high-pressure water jets and is immersible as much as 2m for half-hour. The 6,000mAh battery pack helps 80W quick charging.
Pros
- Good cameras
- Smooth show
- Big battery
Cons
Buy on Amazon for Rs 39,799
Vivo V60
The Vivo V60 packs the Snapdragon 7 Gen 4 chipset under its hood. Its 6.77-inch AMOLED show has a 120Hz refresh charge and may attain a peak brightness of 5,000 nits. There’s IP68/IP69 safety on board. The sensational rear digicam array of this telephone contains a 50MP major shooter, a 50MP periscope telephoto lens with 3x optical zoom, and an 8MP ultrawide lens. All of those sensors are tuned by Zeiss. The 6,500mAh Si/C battery pack helps 90W wired quick charging. For a deeper evaluation of the digicam efficiency, try our evaluate of the Vivo V60.
Pros
- Good cameras
- Bright show
- IP68/69 score
Cons
Buy on Amazon for Rs 36,999
iQOO Neo 10
If you’re a severe gamer, the iQOO Neo 10 is made for you. This smartphone makes use of a twin processor comprising Qualcomm’s Snapdragon 8s Gen 4 SoC and iQOO’s in-house Supercomputing Chip Q1. The 7000mm² Vapour Chamber does an important job of dissipating the warmth and retaining the telephone cool. The 6.78-inch AMOLED show has a 144Hz refresh charge and may attain a peak brightness of 4,400 nits. The rear digicam array contains a 50MP major shooter and an 8MP ultrawide lens. The 7,000mAh Si/C battery pack helps 120W wired charging. Check out our evaluate of the iQOO Neo 10 to be taught extra about its gaming efficiency.
Pros
- Powerful processor
- 144Hz show
- Big battery
Cons
Buy on Amazon for Rs 36,999
Poco F7
The Poco F7 stays among the finest gaming smartphones priced under Rs 40,000 in 2026. It is powered by the Snapdragon 8s Gen 4 chipset and runs the Android 15-based HyperOS 2 out of the field. Its 6.83-inch AMOLED show has a 120Hz refresh charge and three,200 nits of peak brightness. The oval digicam cutout on the again panel has a break up format. It homes a 50MP major shooter and an 8MP ultrawide lens. The 7,550mAh battery pack helps 90W wired quick charging. Read our evaluate of the Poco F7 for a deeper dive into its gaming efficiency.
Pros
- Cool design
- Powerful processor
- Big battery
Cons
- Portrait photographs might be higher
Buy on Flipkart for Rs 31,999
Samsung Galaxy S24 FE
The FE mannequin within the Galaxy S24 collection is a superb purchase in January 2026. It flaunts a 6.7-inch Dynamic AMOLED 2x show with a 120Hz refresh charge and a peak brightness of 1,600 nits. At the center of the system lies Samsung’s in-house Exynos 2400e chipset. Software duties are dealt with by the Android 14-based One UI 6 out of the field, however Samsung has promised 7 main OS upgrades for this system. The rear digicam array contains a 50MP major shooter, a 12MP ultrawide lens, and an 8MP telephoto lens with 3x optical zoom. The 4,700mAh battery pack helps 25W wired and 15W wi-fi charging.
Pros
- Smooth show
- 7 main OS upgrades
- Wireless charging
Cons
Buy on Amazon for Rs 37,580
Oppo F31 Pro+
The Oppo F31 Pro+ is constructed like a tank. It is compliant with MIL-STD-810H sturdiness requirements and may soak up mild knocks with ease. Critical parts just like the cameras, audio system, battery, and vibration motors are protected by a layered ‘airbag’ system comprising foam and silicon pads. The smartphone is IP68/IP69 for defense in opposition to mud and water. Its 6.8-inch AMOLED show has a 120Hz refresh charge and may attain 1,800 nits in High Brightness Mode. The rear digicam panel homes a 50MP major shooter and an auxiliary lens. The 7,000mAh Si/C battery pack helps 80W wired charging. Check out our Oppo F31 Pro+ evaluate to be taught extra in regards to the smartphone.
Pros
- Very sturdy
- Bright AMOLED show
- Big battery
Cons
- Lacks an ultrawide digicam
Buy on Amazon for Rs 32,999
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Final Thoughts
These are our high 10 smartphones priced under Rs 40,000 in January 2026. If you might have some extra room in your funds, we suggest testing our high picks within the Rs 50,000 worth bracket as nicely. If you might have any questions, tell us within the feedback!
